Being in an accident can be a frightening accident and many people won’t know what rights they have in this situation. When someone is in an accident that wasn’t their fault, they do have the right to seek compensation for any costs associated with the accident. This can include repair bills, medical expenses, lost wages, and a lot more. The following steps can help anyone injured in an accident uphold their rights and seek compensation.
Document the Scene of the Accident
One of the first things to do after being in a car accident is to request emergency services. An ambulance may be needed to transport those with severe or life-threatening injuries and a police report will be needed for the accident. Then, if it’s safe to do so, take photos and videos of the accident scene. These may be needed to help prove fault and request compensation from the at-fault party.
Seek Medical Attention Quickly
Even if it is a minor accident, it’s a good idea to seek medical care, as it’s possible there are hidden injuries. There are many different injuries common after car accidents, all of which will require treatment for prompt recovery. It is a good idea to do this as soon as possible after the accident. Otherwise, the insurance company may claim the injuries are not related to the accident and, therefore, won’t be covered in any settlement.
Get Repair Estimates and Other Bills
After receiving medical care, it’s time to start working on the car. The body repair costs can vary based on the type of car and the severity of the damage. Internal components may also be damaged. If there is too much damage, the car may need to be written off. Any estimates for repair or replacement will be needed as part of the claim to obtain compensation for them. Gather any other accident-related bills, as well. These will be needed to show the full financial impact the accident has had and how much money is needed for full compensation.
File a Claim for Compensation
The injured person should file a claim with their insurance company. This lets the insurance company know about the accident. The injured person’s insurance company should then contact the company representing the at-fault driver and request compensation. This does take some time to complete and the insurance company may request more information about the accident. It is likely a good idea to go through a lawyer for all of this to avoid making any mistakes.
Talk to a Lawyer About the Case
A lawyer will be able to help with any negotiations or discussions with the involved insurance companies. The lawyer can request compensation for their client and help negotiate a much higher settlement. Since most insurance companies will try to settle for the smallest amount possible, which likely won’t cover all accident-related expenses, help with negotiations may be needed.
If you’ve been injured in a car accident that was not your fault, you have the right to request compensation from the at-fault driver and to receive a settlement large enough to make you financially whole again. Unfortunately, this is easier said than done. After an accident, speak with a lawyer about the case to learn more about what to expect and what they can do to help you get a much higher settlement.