Disability isn’t an inability, and there are several services you can get with the disability service. Most people, though, don’t know what this is about and what they can expect from it. There is quite a lot you need to learn about disability service, and you can learn here. Anyone can be temporary – or permanently disabled, and you need to find ways to deal with it. In most cases, people don’t even think about the risk that they don’t get insurance – for the short or long term. Below is everything you should expect when you apply for disability services in Perth from PHASE.
Benefits
Several benefits come from the service, as you may have suspected. The main concept of the service is to ensure you get monthly payments for support when you are disabled. The service comes in two different programs, namely:
SSDI – social security disability insurance
SSI – supplemental security income
How Much Do You Get?
There are specific criteria used to calculate how much you can get here. On average, though, you get around $1,197 per month. So the maximum benefit that you can get from this service is around $2,788 per month.
Qualification
Some basic requirements need to be met before you can get SSDI. These requirements are pretty strict, and you can’t fake your way into any of them. Some of the requirements you need to meet include:
- Earned a sufficient amount of work credit – these are the points you earn by working and paying social security taxes. For example, you earn one work credit for every $1320 you make from work. This can either be earned from wages or self-employment.
The most credits you can earn per year are four – after that, you will have to wait for next year to earn any more points. - Meet the definition of Disabled – you need to have a long-term severe injury – a medical condition. The condition or injury needs to prevent you from going to work. The cause of the injury or condition doesn’t matter here.
- You can’t qualify for any job you can do – you need to be unable to do the job you were doing before the disability.
SSA will need to check your transferable skills first to ensure you can’t do any work. When you are younger, chances are you can easily have transferable skills and find some other type of work. Selectability in Mackay provides NDIS services to support those with a disability.
SSI – What it’s About
The next thing you need to know about is SSI; it is given with a disabling condition. However, it can also come to supplement low income or limited resources. Here, even those over 65 can qualify for the supplementary income.
Qualification
The criteria are pretty specific for this type of supplement, and they include
- Being aged, disabled, or blind
- Have limited income – there’s a criterion used to define fixed income at this point
- Have few assets
Know The Benefits
Before you apply for disability services or decide against them, you need to know the benefits. Here’s what you need to know about the service and what benefits you can get from it. You also get to find out the qualification criteria of the service.
